{"id":8774,"date":"2023-09-15T13:41:37","date_gmt":"2023-09-15T13:41:37","guid":{"rendered":"https:\/\/leilosoc.com\/blog\/beneficios-na-compra-da-primeira-habitacao\/"},"modified":"2023-09-15T15:34:30","modified_gmt":"2023-09-15T15:34:30","slug":"les-avantages-de-l-achat-de-la-premiere-maison","status":"publish","type":"post","link":"https:\/\/leilosoc.com\/les-avantages-de-l-achat-de-la-premiere-maison","title":{"rendered":"LES AVANTAGES DE L’ACHAT DE LA PREMI\u00c8RE MAISON"},"content":{"rendered":"\n
<\/div>\n\n\n\n

L’achat de la premi\u00e8re maison est sans aucun doute un moment tr\u00e8s important dans la vie de beaucoup de gens. En plus du cadre de vie qu’il constitue, l’acquisition du premier logement peut \u00eatre accompagn\u00e9e d’avantages fiscaux attrayants. Apprenez \u00e0 les conna\u00eetre.<\/h4>\n\n\n\n
<\/div>\n\n\n\n

Quels sont les principaux avantages financiers de l\u2019achat d\u2019une maison?<\/h4>\n\n\n\n
<\/div>\n\n\n\n

Le succ\u00e8s de l’achat de votre premi\u00e8re propri\u00e9t\u00e9 d\u00e9pendra toujours de facteurs externes, tels que les cycles du march\u00e9 immobilier, l’\u00e9volution des taux d’Euribor, la comp\u00e9titivit\u00e9 des spreads dans les pr\u00eats immobiliers offerts par les banques et la stabilit\u00e9 des prix des maisons.<\/h4>\n\n\n\n
<\/div>\n\n\n\n

Cependant, quel que soit le contexte socio-\u00e9conomique dans lequel vous achetez votre propri\u00e9t\u00e9, vous pouvez toujours b\u00e9n\u00e9ficier de certains avantages associ\u00e9s \u00e0 l’achat de la premi\u00e8re maison, que nous \u00e9num\u00e9rons ci-dessous.<\/h4>\n\n\n\n
<\/div>\n\n\n\n
\"\"<\/figure>\n\n\n\n
<\/div>\n\n\n\n

Taxe Municipale Sur l\u2019immobilier (IMI)<\/h3>\n\n\n\n
<\/div>\n\n\n\n

Lors de l\u2019achat de votre premier logement, vous pourrez b\u00e9n\u00e9ficier d\u2019une exemption IMI. Cette taxe, variable en fonction de la valeur patrimoniale fiscale (VPT) de l’immeuble, comporte des exceptions pr\u00e9vues \u00e0 l’article 46 du Statut des avantages fiscaux, d\u00e9cret-loi no 215\/89.<\/h4>\n\n\n\n
<\/div>\n\n\n\n

Ainsi, cette exemption du paiement de l’IMI, aucun immeuble achet\u00e9, devient possible s’il est destin\u00e9 \u00e0 un logement propre et permanent et en respectant les conditions suivantes :<\/h4>\n\n\n\n
<\/div>\n\n\n\n
    \n
  • VPT de l’immobilier ne d\u00e9passe pas 125.000 \u20ac.<\/strong><\/li>\n\n\n\n
  • Les revenus annuels collectables des propri\u00e9taires ne d\u00e9passent pas 153.300 \u20ac.<\/strong><\/li>\n<\/ul>\n\n\n\n
    <\/div>\n\n\n\n

    Cette exemption temporaire dure trois ans et peut \u00eatre activ\u00e9e une seconde fois.<\/h4>\n\n\n\n
    <\/div>\n\n\n\n

    Cr\u00e9dit Logement<\/h3>\n\n\n\n
    <\/div>\n\n\n\n

    Le taux d’effort est le pourcentage du revenu de la famille consacr\u00e9 au paiement des cr\u00e9ances. Si vous choisissez d’acheter votre premi\u00e8re maison avec cr\u00e9dit logement, le fait que ce soit votre premi\u00e8re acquisition sera b\u00e9n\u00e9fique, car vous n’aurez pas d’autres cr\u00e9dits logement \u00e0 votre charge.<\/h4>\n\n\n\n
    <\/div>\n\n\n\n

    Plus vous avez de dettes, plus il sera facile d\u2019approuver votre pr\u00eat immobilier et vous aurez acc\u00e8s \u00e0 de meilleures conditions (spread, TAEG, int\u00e9r\u00eats, commissions, assurances et autres services).<\/h4>\n\n\n\n
    <\/div>\n\n\n\n

    Pour aider les jeunes \u00e0 acheter leur premier logement, certaines banques proposent des offres sp\u00e9cifiques de pr\u00eats de logement pour les jeunes jusqu\u2019\u00e0 35 ans.<\/h4>\n\n\n\n
    <\/div>\n\n\n\n
    \"\"<\/figure>\n\n\n\n
    <\/div>\n\n\n\n

    Taxe Municipale sur les Transmissions Immobili\u00e8res (IMT)<\/h3>\n\n\n\n
    <\/div>\n\n\n\n

    Vous pouvez \u00e9galement b\u00e9n\u00e9ficier de l\u2019exemption IMT pour l\u2019acquisition d\u2019un bien immobilier qui remplit l\u2019une des conditions suivantes:<\/h4>\n\n\n\n
    <\/div>\n\n\n\n
      \n
    • Pour un logement propre et permanent avec VPT jusqu’\u00e0 97.064 \u20ac.<\/strong><\/li>\n\n\n\n
    • Achet\u00e9 pour des travaux de r\u00e9habilitation.<\/strong><\/li>\n\n\n\n
    • Dans les zones d’intervention foresti\u00e8re ou class\u00e9es comme patrimoine.<\/strong><\/li>\n<\/ul>\n\n\n\n
      <\/div>\n\n\n\n

      Envie d\u2019acheter votre premi\u00e8re maison? Contactez LEILOSOC\u00ae et d\u00e9couvrez nos opportunit\u00e9s.<\/h3>\n","protected":false},"excerpt":{"rendered":"

      L’achat de la premi\u00e8re maison est sans aucun doute un moment tr\u00e8s important dans la vie de beaucoup de gens. En plus du cadre de vie qu’il constitue, l’acquisition du premier logement peut \u00eatre accompagn\u00e9e d’avantages fiscaux attrayants. Apprenez \u00e0 les conna\u00eetre. Quels sont les principaux avantages financiers de l\u2019achat d\u2019une maison? Le succ\u00e8s de […]<\/p>\n","protected":false},"author":4,"featured_media":8764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[207],"tags":[421,419,422,196,420],"acf":[],"yoast_head":"\nLES AVANTAGES DE L'ACHAT DE LA PREMI\u00c8RE MAISON - Leilosoc<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leilosoc.com\/blog\/les-avantages-de-l-achat-de-la-premiere-maison\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LES AVANTAGES DE L'ACHAT DE LA PREMI\u00c8RE MAISON - Leilosoc\" \/>\n<meta property=\"og:description\" content=\"L’achat de la premi\u00e8re maison est sans aucun doute un moment tr\u00e8s important dans la vie de beaucoup de gens. En plus du cadre de vie qu’il constitue, l’acquisition du premier logement peut \u00eatre accompagn\u00e9e d’avantages fiscaux attrayants. Apprenez \u00e0 les conna\u00eetre. Quels sont les principaux avantages financiers de l\u2019achat d\u2019une maison? 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